If You Can Use a Computer, You Can Get Out of Debt
What you’ll find…
- Common Assumption: Making just the minimum payments will get you out of debt (maybe, maybe not…)
- Real Life: Minimum payments alone will keep you in debt for a decade (or longer!)
- Yours Free: Get access to a free video course about my favorite and most lucrative side hustle, digital marketing & search engine optimization (SEO).
If you’re struggling under the weight of debt, if you’re just making minimum payments, if you think you’re going to be in debt for years to come, then everything is about to change for you.
Let’s say the debt you’re dealing with is student loan debt…
With a standard repayment plan, you’ll have that student loan debt for 10 years after you graduate from college.
But many graduates take much longer than that. In fact…
- The average bachelor’s degree holder takes 21 years to pay off about $40,000 in student loan debt.
- The average monthly student loan payment is just $351.
How are you supposed to pay off $40,000 in a couple of years if your payments are just $351?
Minimum payments will get you out of debt in decades, but who wants to be in debt for decades? Not me. And since you’re here, I know you don’t want to be in debt for decades, either.
You’re here because you want to crush your debt ASAP.
How do you plan to do that?
With a side hustle, of course!
My single best piece of advice to help you get out of debt faster is to start a side hustle.
First, let’s dispel some common myths…
- Making extra money is difficult to do, right? Wrong! I’ll show you how easy it is with my favorite side hustle, digital marketing & SEO.
- Making extra money is time-consuming, right? Wrong! With an hour a day, you can make extra money with a side hustle in digital marketing & SEO.
- Making extra money isn’t really worth the time, right? Wrong! With an hour a day, five days a week, you can earn an extra $18,000+ each year!
- You have to go back to school to learn digital marketing, right? Wrong! You can start learning digital marketing and get started in less than a month.
- Digital marketing is only for computer whizzes, right? Wrong! I’ll show you how any motivated side hustler can become a digital marketing & SEO consultant.
Remember that the average bachelor’s degree holder takes 21 years to pay off about $40,000 in student loan debt.
I want you to be weird.
I want you to be weird and pay off your debt in 21 months.
By becoming a digital marketing side hustler.
So Who Am I and What Do I Know?!
My name is Claudia Pennington and I train and coach aspiring digital marketing & SEO side hustlers. I’ve spent my career in marketing — it’s been my day job and my side hustle.
We’re kindred spirits, you and I. I used to have a lot of debt (including student loans).
What I learned about debt took me a LONG time to learn…
- It was going to take me three decades to pay off all my debts paying just the minimum payments.
- Paying just the minimum payments each month kept me in debt even longer than I wanted.
Having debt kept me from pursuing my goals and dreams.
I know you have dreams and goals and that your debt is what’s holding you back.
How do I know this?
I had dreams and goals and a LOT of debt…more than $204,000 total…of which $36,079 was student loans.
In 2015, I decided I was fed up with paying on debts… I said, “NO MORE DEBT!” and “NO MORE MINIMUM PAYMENTS!” Big payments ONLY.
How’d I get to the point of making big payments?
I quit my part-time job, got a full-time job, AND started a side hustle in digital marketing & SEO. And my husband and I moved into a tiny-ish house (that’s a story for another time).
After work, I spent every spare moment working on my side hustle. Knowing that the more time I spent, the more money I could make, the faster we could get out of debt.
Today, I’m proud to say we’re completely, 100% debt free.
What’s it like being completely debt free? It’s gotta be the best feeling in the world. Really. No more payments. No more stress. I feel like I hit the “reset” button on life.
Being debt free means, to me, being able to dream again. Being debt free means, to me, that I can go anywhere and do anything.
If you’ve got debt, get rid of it ASAP. There is a whole world waiting for you on the other side and it is AWESOME!
- Are you eager for a new beginning?
- Are you sick of debt?
- Are you ready to make big changes?
Do you want to say GOODBYE to DEBT, once and for all?
Join me and the other debt-crushing digital marketing side hustlers, like Paige, and you can do just that.
Paige is launching her own side business in digital marketing. Here’s what she had to say…
In fact, Paige is launching her own side business in digital marketing. Here’s what she had to say…
Taking Claudia’s SEO Audit Guide course was eye-opening. Not only did it introduce me to the enormous world of SEO, it’s helping me realize my goals of paying down debt, saving for a house and making a side hustle into a full-time job. I eventually want to be location independent so I can enjoy my time on my own terms. – Paige B.
How Much Money You Can Earn
The better question is…
How much do you want to earn?
How much do you need to earn?
New side hustlers need to decide two things…
- time to dedicate to a side hustle
- financial goal for side hustling
Let’s say that you have 5 hours a week you can spend on your side hustle. That’s 20 hours per month.
I coach students on hourly rates, so I recommend no less than $75 per hour (in US dollars).
20 hours per month X $75 per hour = $1,500 per month
$1,500 per month X 12 months = $18,000 per year
Combine your side hustle income with your regular payment and you could be debt free in less than two years. Here’s the math…
OK, so about 24 months to debt freedom instead of the 21 months I mentioned earlier, but you’re a hustler, so I bet you’ll put in a few extra hours here and there to pay off your debt even faster.
Doesn’t 21 months to debt freedom sound a lot better than being in debt for decades with those minimum payments?!
Are You In?
In the free video course, you’ll learn exactly what you’ll be doing as a digital marketing & SEO consultant and you’ll get an opportunity to sign up for digital marketing training, which costs WAY, WAY LESS than the $40,000+ you invested in that degree.
- You’ll learn digital marketing and SEO.
- You’ll learn why I coach students to set rates no lower than $75 per hour.
- You’ll learn how to find clients to kick off your side hustle in less than a month.
What do you have to lose by making a positive change in your life right now?
Enter your name and email address now. Check your inbox in just a couple of minutes for a video from me.
What can an extra $1,500 a month do for you?
From the Desk of Claudia Pennington
My name is Claudia Pennington and I’ve been in marketing for more than 10 years.
My husband and I started a side hustle in digital marketing in order to pay off our debt. In just two years, we’ve changed our lives completely and paid off 100% of our debt! Side hustling has CHANGED our lives!
SEO Audit Guide is my mission, my life’s work to help thousands of aspiring side hustlers and freelancers to become digital marketing & SEO consultants to help small businesses grow.
As an aspiring side hustler, you have a financial goal, too. How will side hustling change your life?